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Preheat oven to 400 degrees F. Lightly grease an 8x8 pan or similarly sized 1.5 quart casserole dish.
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Use a hand mixer to beat cream cheese until fluffy. Stir in sour cream, cheddar cheese, bacon jalapenos, garlic, onion powder, salt and cayenne until thoroughly mixed.
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Prepare topping by crushing crackers into a medium-sized mixing bowl and stir in cheese, garlic, and butter until evenly combined.
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Spread cheese mixture out into the prepared pan. Top with the prepared topping. Bake in the prepared pan for 20-25 minutes until cheese is melted and bubbly.
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Serve dip hot with tortilla chips and baguette slices for dipping.